{"id":2391,"date":"2025-10-03T16:40:43","date_gmt":"2025-10-03T09:40:43","guid":{"rendered":"https:\/\/joiegarden.vn\/?p=2391"},"modified":"2025-10-09T10:15:27","modified_gmt":"2025-10-09T03:15:27","slug":"che-do-nenkin-nhat-ban-va-thu-tuc-nhan-nenkin-khi-ve-vn-2025","status":"publish","type":"post","link":"https:\/\/joiegarden.vn\/ja\/che-do-nenkin-nhat-ban-va-thu-tuc-nhan-nenkin-khi-ve-vn-2025\/","title":{"rendered":"Ch\u1ebf \u0111\u1ed9 Nenkin Nh\u1eadt B\u1ea3n v\u00e0 th\u1ee7 t\u1ee5c nh\u1eadn nenkin khi v\u1ec1 VN 2025"},"content":{"rendered":"<h2 class=\"wp-block-heading\">I. T\u1ed5ng qu\u00e1t v\u1ec1 ch\u1ebf \u0111\u1ed9 nenkin \u5e74\u91d1 c\u1ee7a Nh\u1eadt B\u1ea3n:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5e74<\/strong> (\u306d\u3093, <em>nen<\/em>) = n\u0103m<\/li>\n\n\n\n<li><strong>\u91d1<\/strong> (\u304d\u3093, <em>kin<\/em>) = ti\u1ec1n<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 V\u1eady <strong>\u5e74\u91d1 (nenkin)<\/strong> ngh\u0129a \u0111en l\u00e0: <strong>\u201cTi\u1ec1n n\u0103m\u201d ho\u1eb7c \u201cti\u1ec1n tr\u1ea3 theo n\u0103m.\u201d<\/strong><\/p>\n\n\n\n<p>Trong ng\u1eef c\u1ea3nh hi\u1ec7n \u0111\u1ea1i, Nenkin d\u00f9ng \u0111\u1ec3 ch\u1ec9 ti\u1ec1n l\u01b0\u01a1ng h\u01b0u, t\u1ee9c kho\u1ea3n ti\u1ec1n tr\u1ea3 \u0111\u1ec1u \u0111\u1eb7n h\u00e0ng n\u0103m ho\u1eb7c h\u00e0ng th\u00e1ng cho ng\u01b0\u1eddi ngh\u1ec9 h\u01b0u (hay cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p).<\/p>\n\n\n\n<p>C\u00f3 th\u1ec3 d\u1ecbch l\u00e0: L\u01b0\u01a1ng h\u01b0u\/ Ti\u1ec1n h\u01b0u tr\u00ed\/ Tr\u1ee3 c\u1ea5p h\u01b0u tr\u00ed.<\/p>\n\n\n\n<p>\u1ede Nh\u1eadt c\u00f3 hai ch\u1ebf \u0111\u1ed9 Nenkin l\u00e0:\u3000\u56fd\u6c11\u5e74\u91d1 Kokumin Nenkin v\u00e0 \u539a\u751f\u5e74\u91d1 Kousei Nenkin.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>\u56fd\u6c11\u5e74\u91d1 Kokumin Nenkin<\/strong><\/td><td><strong>\u539a\u751f\u5e74\u91d1 Kousei Nenkin<\/strong><\/td><\/tr><tr><td>\u00dd ngh\u0129a<\/td><td><strong>\u56fd\u6c11<\/strong> Kokumin = Qu\u1ed1c d\u00e2n (to\u00e0n d\u00e2n, c\u00f4ng d\u00e2n)<br><strong>\u5e74\u91d1<\/strong> Nenkin = L\u01b0\u01a1ng h\u01b0u<br>\u27f6 L\u01b0\u01a1ng h\u01b0u to\u00e0n d\u00e2n<\/td><td><strong>\u539a\u751f<\/strong> Kousei = Ph\u00fac l\u1ee3i<br><strong>\u5e74\u91d1<\/strong> Nenkin = L\u01b0\u01a1ng h\u01b0u<br>\u27f6 L\u01b0\u01a1ng h\u01b0u ph\u00fac l\u1ee3i\/ L\u01b0\u01a1ng h\u01b0u theo ngh\u1ec1 nghi\u1ec7p<\/td><\/tr><tr><td>\u0110\u1ed1i t\u01b0\u1ee3ng<\/td><td>To\u00e0n b\u1ed9 ng\u01b0\u1eddi d\u00e2n t\u1eeb 18~60 tu\u1ed5i l\u00e0 ng\u01b0\u1eddi t\u1ef1 kinh doanh, lao \u0111\u1ed9ng t\u1ef1 do, ho\u1eb7c part-time kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia k\u014dsei nenkin.C\u0169ng \u00e1p d\u1ee5ng cho sinh vi\u00ean ho\u1eb7c nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 c\u00f4ng vi\u1ec7c ch\u00ednh th\u1ee9c.<\/td><td>Nh\u00e2n vi\u00ean ch\u00ednh th\u1ee9c c\u1ee7a c\u00f4ng ty\u3000(C\u00f3 h\u1ee3p \u0111\u1ed3ng ch\u00ednh th\u1ee9c, to\u00e0n th\u1eddi gian)<\/td><\/tr><tr><td>M\u1ee9c \u0111\u00f3ng<\/td><td><strong>16.980 y\u00ean\/th\u00e1ng<\/strong><\/td><td><strong>18.3% ti\u1ec1n l\u01b0\u01a1ng\/th\u00e1ng<\/strong>, chia \u0111\u1ec1u gi\u1eefa c\u00f4ng ty v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng.<br>V\u00ed d\u1ee5: l\u01b0\u01a1ng th\u00e1ng c\u01a1 b\u1ea3n 300.000 y\u00ean \u2192 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng kho\u1ea3ng 27.450 y\u00ean, c\u00f4ng ty \u0111\u00f3ng th\u00eam 27.450 y\u00ean (t\u1ed5ng c\u1ed9ng 54.900 y\u00ean\/th\u00e1ng).<\/td><\/tr><tr><td>Ng\u01b0\u1eddi \u0111i \u0111\u00f3ng<\/td><td>Ng\u01b0\u1eddi d\u00e2n t\u1ef1 n\u1ed9p<\/td><td>C\u00f4ng ty tr\u00edch t\u1eeb ti\u1ec1n l\u01b0\u01a1ng<\/td><\/tr><tr><td>Quy\u1ec1n l\u1ee3i<\/td><td><strong>L\u01b0\u01a1ng h\u01b0u c\u01a1 b\u1ea3n (\u8001\u9f62\u57fa\u790e\u5e74\u91d1 Rourei kisou nenkin)<\/strong><br>M\u1ee9c l\u01b0\u01a1ng h\u01b0u c\u01a1 b\u1ea3n t\u1ed1i \u0111a (2024): kho\u1ea3ng <strong>795.000 y\u00ean\/n\u0103m<\/strong> (~66.250 y\u00ean\/th\u00e1ng).<\/td><td><strong>L\u01b0\u01a1ng h\u01b0u c\u01a1 b\u1ea3n (\u8001\u9f62\u57fa\u790e\u5e74\u91d1 Rourei kisou nenkin) v\u00e0 l\u01b0\u01a1ng h\u01b0u b\u1ed5 sung (\u8001\u9f62\u539a\u751f\u5e74\u91d1 Rourei kousei nenkin)<\/strong><br>C\u00f4ng th\u1ee9c t\u00ednh l\u01b0\u01a1ng h\u01b0u b\u1ed5 sung:<br>\u8001\u9f62\u539a\u751f\u5e74\u91d1 \uff1d \u5e73\u5747\u6a19\u6e96\u5831\u916c\u6708\u984d m\u1ee9c l\u01b0\u01a1ng b\u00ecnh qu\u00e2n chu\u1ea9n \u00d7 5.481\/1000 \u00d7 \u88ab\u4fdd\u967a\u8005\u6708\u6570 s\u1ed1 th\u00e1ng tham gia \u0111\u00f3ng nenkin<br>*Ngo\u00e0i ra c\u00f2n c\u00f3 tr\u1ee3 c\u1ea5p t\u00e0n t\u1eadt (\u969c\u5bb3\u539a\u751f\u5e74\u91d1), tr\u1ee3 c\u1ea5p t\u1eed tu\u1ea5t (\u907a\u65cf\u539a\u751f\u5e74\u91d1)<\/td><\/tr><tr><td>B\u1eaft bu\u1ed9c<\/td><td>C\u00f3 th\u1ec3 xin mi\u1ec5n\/ gi\u1ea3m do ho\u00e0n c\u1ea3nh.<\/td><td>C\u00f4ng ty b\u1eaft bu\u1ed9c tr\u1eeb t\u1eeb ti\u1ec1n l\u01b0\u01a1ng, c\u00f4ng ty n\u00e0o kh\u00f4ng tu\u00e2n theo s\u1ebd b\u1ecb ph\u1ea1t.<\/td><\/tr><tr><td>Th\u1eddi gian \u0111\u00f3ng t\u1ed1i \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn<\/td><td>10 n\u0103m (T\u00ednh c\u1ea3 n\u0103m mi\u1ec5n\/ gi\u1ea3m do ho\u00e0n c\u1ea3nh kinh t\u1ebf kh\u00f3 kh\u0103n)<\/td><td>10 n\u0103m<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>T\u00f3m t\u1eaft chung d\u1ec5 hi\u1ec3u vui vui th\u00ec:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kokumin Nenkin \u2018\u2019s\u01b0\u1edbng tr\u01b0\u1edbc kh\u1ed5 sau\u2019\u2019: Lao \u0111\u1ed9ng t\u1ef1 do b\u1ea5t k\u1ec3 thu nh\u1eadp th\u1ea5p hay cao c\u0169ng s\u1ebd ch\u1ec9 \u0111\u00f3ng \u0111\u00fang m\u1ed9t m\u1ee9c quy \u0111\u1ecbnh l\u00e0 16.980 y\u00ean\/ th\u00e1ng. Tuy nhi\u00ean khi v\u1ec1 gi\u00e0 s\u1ebd ch\u1ec9 nh\u1eadn s\u1ed1 Nenkin \u00edt \u1ecfi v\u00e0 kh\u00f4ng c\u00f3 c\u00e1c quy\u1ec1n l\u1ee3i \u0111i k\u00e8m.<\/li>\n\n\n\n<li>Kousei Nenkin \u2018\u2019kh\u1ed5 tr\u01b0\u1edbc s\u01b0\u1edbng sau\u2019\u2019: Lao \u0111\u1ed9ng ch\u00ednh th\u1ee9c theo h\u1ee3p \u0111\u1ed3ng c\u00f4ng ty, l\u01b0\u01a1ng c\u00e0ng cao \u0111\u00f3ng c\u00e0ng nhi\u1ec1u, nh\u01b0ng khi v\u1ec1 gi\u00e0 s\u1ebd nh\u1eadn m\u1ee9c Nenkin t\u01b0\u01a1ng x\u1ee9ng \u0111i k\u00e8m nhi\u1ec1u quy\u1ec1n l\u1ee3i.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">II. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 Nenkin:<\/h2>\n\n\n\n<p>Theo quy \u0111\u1ecbnh ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i lao \u0111\u1ed9ng t\u1ea1i Nh\u1eadt B\u1ea3n c\u00f3 ngh\u0129a v\u1ee5 \u0111\u00f3ng Nenkin gi\u1ed1ng nh\u01b0 ng\u01b0\u1eddi Nh\u1eadt B\u1ea3n. V\u00e0 khi b\u1ea1n v\u1ec1 n\u01b0\u1edbc, s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng s\u1ebd c\u00f3 hai s\u1ed1 ph\u1eadn nh\u01b0 sau:<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>A. Ch\u01b0a \u0111\u00f3ng \u0111\u1ee7 10 n\u0103m: C\u00f3 th\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c xin ho\u00e0n Nenkin:<\/strong><\/p>\n\n\n\n<p><strong><em>\u0110i\u1ec1u ki\u1ec7n xin ho\u00e0n:<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u00e3 ho\u00e0n to\u00e0n v\u1ec1 n\u01b0\u1edbc. (C\u00f3 th\u1ec3 n\u1ed9p t\u1eeb Nh\u1eadt nh\u01b0ng ph\u1ea3i t\u1eeb sau ng\u00e0y chuy\u1ec3n kh\u1ecfi nh\u00e0)<\/li>\n\n\n\n<li>Kh\u00f4ng mang qu\u1ed1c t\u1ecbch Nh\u1eadt.<\/li>\n\n\n\n<li>N\u1ed9p trong v\u00f2ng 2 n\u0103m k\u1ec3 t\u1eeb khi v\u1ec1 n\u01b0\u1edbc<\/li>\n\n\n\n<li>\u0110\u00e3 \u0111\u00f3ng Nenkin h\u01a1n 6 th\u00e1ng.<\/li>\n\n\n\n<li>C\u00f3 s\u1ed5 Nenkin.<\/li>\n<\/ul>\n\n\n\n<p><strong><em>Th\u1ee7 t\u1ee5c:<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01a1n xin ho\u00e0n nenkin m\u1ed9t l\u1ea7n (\u8131\u9000\u4e00\u6642\u91d1\u8acb\u6c42\u66f8)<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 T\u1ea3i m\u1eabu \u0111\u01a1n t\u1ea1i \u0111\u00e2y:<br><a href=\"https:\/\/www.nenkin.go.jp\/shinsei\/jukyu\/sonota-kyufu\/20150406.files\/A.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nenkin.go.jp\/shinsei\/jukyu\/sonota-kyufu\/20150406.files\/A.pdf<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3n sao h\u1ed9 chi\u1ebfu \u2014 Trang c\u00f3 \u1ea3nh, h\u1ecd t\u00ean, qu\u1ed1c t\u1ecbch, visa, v\u00e0 d\u1ea5u xu\u1ea5t c\u1ea3nh khi r\u1eddi Nh\u1eadt.<\/li>\n\n\n\n<li>Gi\u1ea5y x\u00e1c nh\u1eadn b\u1ea1n kh\u00f4ng c\u00f2n \u0111\u1ecba ch\u1ec9 \u1edf Nh\u1eadt: B\u1ea3n copy gi\u1ea5y chuy\u1ec3n \u0111\u1ecba ch\u1ec9 (\u8ee2\u51fa\u5c4a \/ \u4f4f\u6c11\u7968\u306e\u9664\u7968), ho\u1eb7c trang h\u1ed9 chi\u1ebfu c\u00f3 d\u1ea5u xu\u1ea5t c\u1ea3nh.<\/li>\n\n\n\n<li>Ch\u1ee9ng minh ng\u00e2n h\u00e0ng (c\u00f3 SWIFT\/BIC) \u2014 t\u00ean ng\u00e2n h\u00e0ng, chi nh\u00e1nh, s\u1ed1 t\u00e0i kho\u1ea3n qu\u1ed1c t\u1ebf ho\u1eb7c Nh\u1eadt B\u1ea3n (nh\u01b0ng ph\u1ea3i ch\u1ea5p nh\u1eadn chuy\u1ec3n qu\u1ed1c t\u1ebf).<\/li>\n\n\n\n<li>B\u1ea3n sao s\u1ed5 Nenkin \u5e74\u91d1\u624b\u5e33 ho\u1eb7c gi\u1ea5y th\u00f4ng b\u00e1o m\u00e3 s\u1ed1 Nenkin (\u57fa\u790e\u5e74\u91d1\u756a\u53f7).<\/li>\n<\/ul>\n\n\n\n<p><strong><em>\u0110\u1ecba ch\u1ec9 g\u1eedi (N\u00ean g\u1eedi b\u1eb1ng EMS), th\u1eddi gian v\u00e0 c\u00e1ch ho\u00e0n tr\u1ea3:<\/em><\/strong><\/p>\n\n\n\n<p>Japan Pension Service, Overseas Service Division<\/p>\n\n\n\n<p>3\u20115\u201124 Takaido-nishi, Suginami-ku, Tokyo 168\u20118505 JAPAN<\/p>\n\n\n\n<p>Th\u1eddi gian x\u00e9t duy\u1ec7t: Kho\u1ea3ng <strong>3\u20136 th\u00e1ng<\/strong>.<\/p>\n\n\n\n<p>Ti\u1ec1n ho\u00e0n tr\u1ea3: Chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n b\u1ea1n cung c\u1ea5p (c\u00f3 th\u1ec3 l\u00e0 t\u00e0i kho\u1ea3n n\u01b0\u1edbc ngo\u00e0i)<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong><em>S\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c ho\u00e0n:<\/em><\/strong><\/p>\n\n\n\n<p class=\"has-vivid-red-color has-text-color has-link-color wp-elements-0e0abe1a3ff5003563a2e51b570f4475\"><strong>L\u01b0u \u00fd b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c ho\u00e0n 100% s\u1ed1 ti\u1ebfn \u0111\u00e3 \u0111\u00f3ng<\/strong><strong>,<\/strong> m\u00e0 s\u1ed1 ti\u1ec1n s\u1ebd th\u1ea5p h\u01a1n nhi\u1ec1u v\u00e0 \u0111\u01b0\u1ee3c t\u00ednh s\u01a1 b\u1ed9 theo c\u00f4ng th\u1ee9c d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n\n\n\n<p>Kokumin Nenkin: Ho\u00e0n = (Ph\u00ed n\u0103m cu\u1ed1i \/ 2) \u00d7 H\u1ec7 s\u1ed1 theo s\u1ed1 th\u00e1ng<\/p>\n\n\n\n<p>Kousei Nenkin: Ho\u00e0n = Ti\u1ec1n l\u01b0\u01a1ng chu\u1ea9n TB \u00d7 (18.3 \u00d7 \u00bd) \u00d7 H\u1ec7 s\u1ed1 (t\u01b0\u01a1ng t\u1ef1)<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Th\u1eddi gian tham gia (th\u00e1ng)<\/td><td class=\"has-text-align-center\" data-align=\"center\">H\u1ec7 s\u1ed1 d\u00f9ng (s\u1ed1 th\u00e1ng \u0111\u00f3ng trong kho\u1ea3ng t\u1ed1i \u0111a)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kho\u1ea3n ho\u00e0n <br>(Bi\u1ec3u ph\u00ed: 2025\u201304 ~ 2026\u201303)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">6 \u2264 th\u1eddi gian &lt;12<br>12 \u2264 th\u1eddi gian &lt;18<br>18 \u2264 th\u1eddi gian &lt;24<br>24 \u2264 th\u1eddi gian &lt;30<br>30 \u2264 th\u1eddi gian &lt;36<br>36 \u2264 th\u1eddi gian &lt;42<br>42 \u2264 th\u1eddi gian &lt;48<br>48 \u2264 th\u1eddi gian &lt;54<br>54 \u2264 th\u1eddi gian &lt;60<br>\u2265 60 th\u00e1ng<\/td><td class=\"has-text-align-center\" data-align=\"center\">6<br>12<br>18<br>24<br>30<br>36<br>42<br>48<br>54<br>60<\/td><td class=\"has-text-align-center\" data-align=\"center\">49.830 \u00a5<br>99.660 \u00a5<br>149.490 \u00a5<br>199.320 \u00a5<br>249.150 \u00a5<br>298.980 \u00a5<br>348.810 \u00a5<br>398.640 \u00a5<br>448.470 \u00a5<br>525.300 \u00a5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>\u203b L\u01b0u \u00fd quan tr\u1ecdng:<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u1ebfu b\u1ea1n t\u1eebng \u0111\u00f3ng Kousei Nenkin, s\u1ebd b\u1ecb tr\u1eeb <strong>20% thu\u1ebf thu nh\u1eadp<\/strong> khi nh\u1eadn.<\/li>\n\n\n\n<li>N\u1ebfu ch\u1ec9 \u0111\u00f3ng Kokumin Nenkin th\u00ec <strong>kh\u00f4ng b\u1ecb tr\u1eeb thu\u1ebf<\/strong>.<\/li>\n\n\n\n<li>N\u1ebfu mu\u1ed1n ho\u00e0n thu\u1ebf, c\u00f3 th\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c <strong>\u9084\u4ed8\u7533\u544a<\/strong> v\u1edbi c\u01a1 quan thu\u1ebf Nh\u1eadt.<\/li>\n\n\n\n<li>N\u1ebfu \u0111\u00f3ng tr\u00ean 60 th\u00e1ng, v\u1eabn ch\u1ec9 \u0111\u01b0\u1ee3c t\u00ednh t\u1ed1i \u0111a 60 th\u00e1ng<\/li>\n\n\n\n<li>Kho\u1ea3n ho\u00e0n n\u00e0y <strong>kh\u00f4ng bao g\u1ed3m ph\u1ea7n c\u00f4ng ty \u0111\u00f3ng<\/strong>, ch\u1ec9 ho\u00e0n ph\u1ea7n b\u1ea1n \u0111\u00e3 n\u1ed9p<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>B. \u0110\u00e3 \u0111\u00f3ng \u0111\u1ee7 10 n\u0103m: Kh\u00f4ng \u0111\u01b0\u1ee3c ho\u00e0n ti\u1ec1n v\u00e0 s\u1ebd c\u00f3 th\u1ec3 nh\u1eadn Nenkin t\u1eeb Nh\u1eadt sau 65 tu\u1ed5i:<\/strong><\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111\u00e3 \u0111\u00f3ng Nenkin tr\u00ean 10 n\u0103m, b\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o di\u1ec7n c\u00f3 th\u1ec3 nh\u1eadn Nenkin khi ngh\u1ec9 h\u01b0u, v\u00ec th\u1ebf s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n ho\u00e0n n\u1eefa.<\/p>\n\n\n\n<p>Sau 65 tu\u1ed5i b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c xin nh\u1eadn Nenkin, th\u1ee7 t\u1ee5c v\u00e0 gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft gi\u1ed1ng nh\u01b0 xin nh\u1eadn ho\u00e0n ti\u1ec1n, ch\u1ec9 kh\u00e1c \u1edf t\u1edd \u0111\u01a1n s\u1ebd l\u00e0 <strong>\u0110\u01a1n xin nh\u1eadn l\u01b0\u01a1ng h\u01b0u \u1edf n\u01b0\u1edbc ngo\u00e0i (\u6d77\u5916\u9001\u91d1\u306b\u3088\u308b\u5e74\u91d1\u53d7\u7d66\u7533\u8acb\u66f8)<\/strong><\/p>\n\n\n\n<p>\ud83d\udc49 T\u1ea3i m\u1eabu \u0111\u01a1n t\u1ea1i \u0111\u00e2y: <a href=\"https:\/\/www.nenkin.go.jp\/shinsei\/jukyu\/kyotsu\/kaigai.files\/01.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nenkin.go.jp\/shinsei\/jukyu\/kyotsu\/kaigai.files\/01.pdf<\/a><\/p>\n\n\n\n<p>Th\u1eddi gian x\u00e9t duy\u1ec7t s\u1ebd l\u00e0 3~4 tu\u1ea7n<\/p>\n\n\n\n<p><em>\u203b \u1ede Nh\u1eadt \u0111\u00f3ng Nenkin \u0111\u1ebfn n\u0103m 60 tu\u1ed5i nh\u01b0ng 65 m\u1edbi \u0111\u01b0\u1ee3c nh\u1eadn Nenkin. C\u00f4ng d\u00e2n c\u00f3 th\u1ec3 ch\u1ecdn \u0111\u00f3ng ti\u1ebfp \u0111\u1ebfn n\u0103m 65 (N\u1ebfu c\u00f3 vi\u1ec7c l\u00e0m), ho\u1eb7c xin nh\u1eadn s\u1edbm nh\u01b0ng s\u1ed1 ti\u1ec1n sau \u0111\u00f3 s\u1ebd b\u1ecb gi\u1ea3m \u0111i. Ho\u1eb7c \u0111\u1ee3i 5 n\u0103m r\u1ed3i m\u1edbi \u0111\u01b0\u1ee3c nh\u1eadn Nenkin.<\/em><\/p>\n\n\n\n<p>Ngu\u1ed3n t\u01b0 li\u1ec7u ch\u00ednh:<\/p>\n\n\n\n<p><a href=\"https:\/\/www.nenkin.go.jp\/index.html\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nenkin.go.jp\/index.html<\/a><\/p>\n\n\n\n<p class=\"has-vivid-red-color has-text-color has-link-color has-medium-font-size wp-elements-e2f1ce71bc096a0d0d95217b25d311dd\"><strong>\u203b\u203b\u203b L\u01b0u \u00fd v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>M\u1ed9t ng\u01b0\u1eddi t\u1eeb l\u00e0m nh\u00e2n vi\u00ean ch\u00ednh th\u1ee9c chuy\u1ec3n sang c\u00f4ng vi\u1ec7c t\u1ef1 do ho\u1eb7c ng\u01b0\u1ee3c l\u1ea1i:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Ngh\u0129a l\u00e0 trong th\u1eddi gian \u0111i l\u00e0m b\u1ea1n t\u1eebng \u0111\u00f3ng c\u1ea3 Kousei nenkin l\u1eabn Kokumin nenkin th\u00ec s\u1ebd h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 ra sao?<\/p>\n\n\n\n<p>L\u00fac \u0111\u00f3 b\u1ea1n s\u1ebd nh\u1eadn Kokumin nenkin + s\u1ed1 ti\u1ec1n b\u1ed5 sung d\u1ef1a tr\u00ean s\u1ed1 nenkin \u0111\u00e3 \u0111\u00f3ng theo ch\u1ebf \u0111\u1ed9 Kousei nenkin.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u1ebfu m\u1ed9t ng\u01b0\u1eddi \u0111i l\u00e0m v\u00e0i n\u0103m (ch\u01b0a \u0111\u00f3ng Nenkin \u0111\u1ee7 10 n\u0103m) r\u1ed3i ngh\u1ec9 l\u00e0m th\u00ec sao:<\/li>\n<\/ul>\n\n\n\n<p><strong>C\u00f3 2 tr\u01b0\u1eddng h\u1ee3p:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 k\u1ebft h\u00f4n v\u1edbi m\u1ed9t ng\u01b0\u1eddi \u0111i l\u00e0m c\u00f4ng ty v\u00e0 c\u00f3 <strong>\u0111\u00f3ng Kousei nenkin <\/strong>th\u00ec h\u1ecd s\u1ebd chuy\u1ec3n sang ch\u1ebf \u0111\u1ed9 <strong>B\u1ea3o hi\u1ec3m lo\u1ea1i 3 (\u7b2c3\u53f7\u88ab\u4fdd\u967a\u8005),<\/strong> v\u00e0 s\u1ed1 n\u0103m l\u00e0m n\u1ed9i tr\u1ee3 v\u1eabn \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 \u0111\u00f3ng Nenkin. Sau 65 tu\u1ed5i v\u1eabn c\u00f3 th\u1ec3 nh\u1eadn Nenkin c\u01a1 b\u1ea3n + s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng. Tuy nhi\u00ean l\u01b0u \u00fd ph\u1ea3i t\u1ef1 \u0111i \u0111\u0103ng k\u00fd chuy\u1ec3n ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m, v\u00e0 v\u1ee3\/ ch\u1ed3ng \u0111\u00f3ng Kousei nenkin, n\u1ebfu l\u00e0 Kokumin nenkin s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i.<\/li>\n\n\n\n<li>N\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 \u0111\u01a1n thu\u1ea7n \u1edf nh\u00e0, kh\u00f4ng \u0111i l\u00e0m c\u0169ng kh\u00f4ng k\u1ebft h\u00f4n th\u00ec s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea5t k\u1ef3 quy\u1ec1n l\u1ee3i n\u00e0o, v\u00e0 s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng xem nh\u01b0 m\u1ea5t th\u1eadt s\u1ef1.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">III. Nenkin v\u00e0 ch\u1ebf \u0111\u1ed9 B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u1edf Vi\u1ec7t Nam:<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>Nenkin Nh\u1eadt B\u1ea3n<\/strong><\/td><td><strong>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u1edf VN<\/strong><\/td><\/tr><tr><td>M\u1ee9c \u0111\u00f3ng<\/td><td>18.3% ti\u1ec1n l\u01b0\u01a1ng\/th\u00e1ng, chia \u0111\u1ec1u gi\u1eefa c\u00f4ng ty v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/td><td>Ng\u01b0\u1eddi lao \u0111\u1ed9ng 10.5%, ph\u00eda c\u00f4ng ty 21.5%<\/td><\/tr><tr><td>M\u1ee9c \u0111\u1ed9 b\u1eaft bu\u1ed9c<\/td><td>B\u1eaft bu\u1ed9c to\u00e0n d\u00e2n, c\u00f3 khung ph\u00e1p lu\u1eadt c\u01b0\u1ee1ng ch\u1ebf<\/td><td>Kh\u00f4ng b\u1eaft bu\u1ed9c, c\u00f2n ph\u1ee5 thu\u1ed9c t\u1ef1 nguy\u1ec7n<\/td><\/tr><tr><td>Th\u1eddi gian \u0111\u00f3ng t\u1ed1i thi\u1ec3u \u0111\u1ec3 nh\u1eadn<\/td><td>10 n\u0103m<\/td><td>20 n\u0103m<\/td><\/tr><tr><td>Tu\u1ed5i nh\u1eadn<\/td><td>65 tu\u1ed5i<\/td><td>N\u1eef 60 tu\u1ed5i, nam 62 tu\u1ed5i<\/td><\/tr><tr><td>Ch\u1ebf \u0111\u1ed9 mi\u1ec5n\/ gi\u1ea3m<\/td><td>C\u00f3! Ng\u01b0\u1eddi c\u00f3 ho\u00e0n c\u1ea3nh kinh t\u1ebf kh\u00f3 kh\u0103n c\u00f3 th\u1ec3 l\u00e0m \u0111\u01a1n xin mi\u1ec5n 100% ho\u1eb7c gi\u1ea3m 1 ph\u1ea7n (75, 50 ho\u1eb7c 25%). V\u00e0 s\u1ed1 th\u1eddi gian mi\u1ec5n\/ gi\u1ea3m v\u1eabn \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o s\u1ed1 n\u0103m \u0111\u00f3ng Nenkin.<\/td><td>Kh\u00f4ng. N\u1ebfu d\u1eebng gi\u1eefa ch\u1eebng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o s\u1ed1 n\u0103m \u0111\u00f3ng. Tuy nhi\u00ean c\u00f3 th\u1ec3 ch\u1ecdn BHXH t\u1ef1 nguy\u1ec7n v\u1edbi m\u1ee9c th\u1ea5p nh\u1ea5t chu\u1ea9n ngh\u00e8o: ~154.000 \u0111\u1ed3ng\/th\u00e1ng.<\/td><\/tr><tr><td>N\u1ebfu ch\u1ec9 \u0111i l\u00e0m v\u00e0i n\u0103m r\u1ed3i k\u1ebft h\u00f4n \u1edf nh\u00e0 l\u00e0m n\u1ed9i tr\u1ee3<\/td><td>V\u1eabn c\u00f3 th\u1ec3 nh\u1eadn l\u01b0\u01a1ng h\u01b0u v\u1edbi \u0111i\u1ec1u ki\u1ec7n ph\u1ea3i \u0111i \u0111\u0103ng k\u00fd chuy\u1ec3n sang ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m s\u1ed1 3.<\/td><td>C\u00f3 th\u1ec3 r\u00fat s\u1ed1 ti\u1ec1n BHXH \u0111\u00e3 \u0111\u00f3ng ra, ch\u1ee9 kh\u00f4ng c\u00f3 ch\u1ebf \u0111\u1ed9 \u0111\u1ec3 sau 60 tu\u1ed5i \u0111\u01b0\u1ee3c nh\u1eadn l\u01b0\u01a1ng h\u01b0u.<\/td><\/tr><tr><td>C\u00f3 th\u1ec3 n\u1eeda ch\u1eebng r\u00fat ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng l\u1ea1i hay kh\u00f4ng<\/td><td>Kh\u00f4ng th\u1ec3, m\u1ed9t khi \u0111\u00e3 \u0111\u00f3ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c xin r\u00fat ra, ph\u1ea3i \u0111\u1ee3i \u0111\u1ebfn \u0111\u1ee7 tu\u1ed5i \u0111\u1ec3 nh\u1eadn. Tr\u1eeb khi l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u1ec1 n\u01b0\u1edbc v\u00e0 ch\u01b0a \u0111\u00f3ng \u0111\u1ee7 10 n\u0103m.<\/td><td>C\u00f3 th\u1ec3 r\u00fat ra gi\u1eefa ch\u1eebng, xin ho\u00e0n 1 c\u1ee5c BHXH. N\u1ebfu sau n\u00e0y l\u1ea1i tham gia BHXH s\u1ed1 n\u0103m s\u1ebd t\u00ednh l\u1ea1i t\u1eeb \u0111\u1ea7u.<\/td><\/tr><tr><td>T\u1ef7 l\u1ec7 ng\u01b0\u1eddi d\u00e2n tham gia<\/td><td>~98 %<\/td><td>42,7%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Ngu\u1ed3n s\u1ed1 li\u1ec7u:<\/p>\n\n\n\n<p><a href=\"https:\/\/www.nenkin.go.jp\/international\/japanese-system\/nationalpension\/nationalpension.html?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nenkin.go.jp\/international\/japanese-system\/nationalpension\/nationalpension.html?utm_source=chatgpt.com<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/baohiemxahoi.gov.vn\/chidaodieuhanh\/pages\/thong-tin-bao-chi.aspx?CateID=125&amp;ItemID=24219&amp;utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">https:\/\/baohiemxahoi.gov.vn\/chidaodieuhanh\/pages\/thong-tin-bao-chi.aspx?CateID=125&amp;ItemID=24219&amp;utm_source=chatgpt.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>I. T\u1ed5ng qu\u00e1t v\u1ec1 ch\u1ebf \u0111\u1ed9 nenkin \u5e74\u91d1 c\u1ee7a Nh\u1eadt B\u1ea3n: \ud83d\udc49 V\u1eady \u5e74\u91d1 (nenkin) ngh\u0129a \u0111en l\u00e0: \u201cTi\u1ec1n n\u0103m\u201d ho\u1eb7c \u201cti\u1ec1n tr\u1ea3 theo n\u0103m.\u201d Trong ng\u1eef c\u1ea3nh hi\u1ec7n \u0111\u1ea1i, Nenkin d\u00f9ng \u0111\u1ec3 ch\u1ec9 ti\u1ec1n l\u01b0\u01a1ng h\u01b0u, t\u1ee9c kho\u1ea3n ti\u1ec1n tr\u1ea3 \u0111\u1ec1u \u0111\u1eb7n h\u00e0ng n\u0103m ho\u1eb7c h\u00e0ng th\u00e1ng cho ng\u01b0\u1eddi ngh\u1ec9 h\u01b0u (hay cho ng\u01b0\u1eddi [&hellip;]<\/p>","protected":false},"author":2,"featured_media":2393,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[24,109,111],"class_list":["post-2391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-phap-ly","tag-joiegarden","tag-nenkin","tag-111"],"_links":{"self":[{"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/posts\/2391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/comments?post=2391"}],"version-history":[{"count":0,"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/posts\/2391\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/media\/2393"}],"wp:attachment":[{"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/media?parent=2391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/categories?post=2391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joiegarden.vn\/ja\/wp-json\/wp\/v2\/tags?post=2391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}